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About Us
Smart Independent Agency Representing A-Rated Insurance Companies
As an independent insurance agency, we represent exclusively A-Rated insurance companies that offer a wide variety of coverage options and price points. With over 20 years of market knowledge, we find the best value and option while never compromising coverage.
*Licensed in Arizona, California, Michigan, Texas, and Washington
Insurance offered includes:
- Personal - Auto, Home, Renter's, Investment Properties, ATV, Boat, Motorcycle, RV, Umbrella
- Commercial - Comprehensive coverage for your business
- Life - Term, Whole, Universal, Return of Premium
- Gig Economy - Insurance solutions for Airbnb, Vrbo, Postmates, Grubhub, Uber, Lyft, etc.
Smart Guidance
We pride ourselves in educating our clients on the critical importance of careful insurance planning . Using innovative technologies, our service includes thorough risk analysis and development of mitigation strategies.
Smart Relationships
Ongoing monitoring of your policies is a key component of successful asset protection. We are by your side long-term.
A-Rated Companies
Meet Our Executive Team
Ricardo N. Parra, MBA
Ricardo, founder of Smart Asset Protection, has more than two decades of experience in the insurance and financial industries. Throughout the years, Ricardo noticed consumers changed the way they do business. This inspired him to start his own future-ready Agency. As a broker, Ricardo is partnering with the most innovative companies that provide the tools and technology to counsel and service clients effectively. Ricardo’s extensive expertise includes risk analysis, advanced insurance strategies, and thoughtful counseling. Ricardo stays on the leading edge of the industry.
Ricardo graduated from the University of Arizona and is an avid Wildcat fan. He's a new dad to a beautiful little girl and a handsome lad. You might also catch him attempting to serve and volley playing tennis or taking a line drive on the knee at a city league softball game.
Marlene G. Solis
Marlene, a key member of our leadership team, provides education and guidance to her clients. She empowers them with confidence and understanding based on her professional advice, while protecting them and their future. Marlene is a dynamic and accomplished Risk Manager with an extensive background in asset protection, customer service, and advanced insurance strategies. Marlene's tenacity and experience are an indispensable resource for clients seeking to manage risk, hazards, and exposures.
Marlene recently married to a very handsome guy. In her spare time, she goes on long walks chasing ducks with our beautiful daughter Olivia and handsome son Matias.